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FBS vs. FCS Football Scholarships: What’s the Difference?

January 8, 2025
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For high school football players aspiring to play at the college level, the terms “FBS” and “FCS” are commonly encountered but often misunderstood. These two divisions within NCAA football differ not only in the level of competition but also in how they handle scholarships. If you’re navigating the recruiting process, understanding the key distinctions between FBS and FCS scholarships can help you make more informed decisions about your future.

What is FBS?

The Football Bowl Subdivision (FBS) is the highest level of NCAA football. It features powerhouse programs like Alabama, Ohio State, and Clemson. FBS schools typically have larger athletic budgets, bigger stadiums, and broader media coverage compared to FCS schools.

Number of Scholarships: FBS programs are allowed to offer 85 full-ride scholarships. These scholarships cover tuition, room and board, books, and other fees. However, these are all full scholarships; FBS schools cannot split scholarships among multiple players.
Recruiting Focus: FBS schools often target top-tier talent, including 4-star and 5-star recruits. Competition for scholarships at this level is extremely fierce, and schools may begin recruiting players as early as their freshman or sophomore year in high school.

What is FCS?

The Football Championship Subdivision (FCS) is the second tier of NCAA Division I football. While FCS programs like North Dakota State, Montana, and James Madison may not have the same media spotlight as FBS programs, they still produce high-quality football and NFL talent.

Number of Scholarships: FCS programs can offer 63 scholarships, but they are allowed to split scholarships among multiple players. This means a school might give partial scholarships to more athletes, such as covering half of tuition for one player and a quarter for another.
Recruiting Focus: FCS schools often target players who may have been overlooked by FBS programs due to size, speed, or late development. These schools also look for athletes who are a strong fit for their specific systems and cultures.

Key Differences Between FBS and FCS Scholarships

Feature
FBS
FCS

Scholarship Type
Full scholarships only
Partial or full scholarships

Number of Scholarships
85
63

Flexibility
No splitting allowed
Scholarships can be divided

Recruiting Scope
Targets top-tier athletes
Targets under-the-radar talent

Budget
Larger budgets
Smaller budgets

Which is Right for You?

Athletic Ability:

If you’re a highly ranked recruit with offers from top programs, FBS may be the right fit. These programs provide full-ride scholarships and significant exposure.
If you’re a solid player who’s been overlooked by FBS programs or values a more personal team culture, FCS might be the better path.

Academic Fit:

Evaluate the academic offerings of both FBS and FCS schools. Remember, your education will last long after your playing days are over.

Financial Considerations:

While FBS scholarships are always full rides, partial scholarships in FCS can still significantly reduce the cost of attendance. Additionally, FCS schools may offer academic or need-based aid to supplement athletic scholarships.

Playing Time:

At FBS schools, the competition for playing time is intense. FCS programs may offer more immediate opportunities to see the field, especially for players still developing their skills.

To Recap

Both FBS and FCS scholarships offer incredible opportunities for high school athletes to continue playing football at the college level. The right choice depends on your goals, abilities, and priorities. By understanding the key differences between these divisions, you’ll be better equipped to navigate the recruiting process and make the best decision for your future.

Whether it’s the bright lights of an FBS program or the unique opportunities in FCS, every scholarship represents a chance to achieve your dreams both on and off the field. Keep working, stay focused, and make the most of your opportunities!

Chad Wilson is a college football recruiting expert and creator of the GridironStudsApp which allows high school football players to gain exposure to college football coaches and fans. Wilson is a former college football player for the University of Miami (92-94) and Long Beach St. (’90-’91) and played briefly for the Seattle Seahawks (’95). He is also a former youth and high school football coach for over 15 years most recently for 5-A State of Florida Champs American Heritage. He runs All Eyes DB Camp a defensive back training company located in South Florida IG: @alleyesdbcamp. Wilson’s oldest son Quincy plays in the NFL for the New York Giants and his younger son plays cornerback for the Arizona Cardinals.



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