College Football Playoff 2025: Bubble Watch after Week 14

Welcome to the party, James Madison.

With the inclusion of JMU at No. 25 in the selection committee’s penultimate ranking — its first appearance all season — the possibility of the ACC being excluded from the playoff entirely just got real. Five-loss Duke is nowhere to be found in the ranking.

If Duke beats Virginia in the ACC championship game, it’s not guaranteed a spot in the 12-team field. It could open the door for two Group of 5 conference champions to compete for a national title, and if the playoff were today, it would be Tulane out of the American and JMU from the Sun Belt. The ACC’s best team, Miami, is still on the outside looking in.

At No. 12, the Canes still need some help, but Alabama increased its chances of earning a spot as the SEC runner-up with a small promotion to No. 9. The conference championship games can still alter the picture, but hope on the bubble is dwindling.

Bubble Watch accounts for what we have learned from the committee so far — and historical knowledge of what it means for teams clinging to hope. Teams with Would be in status below are looking good after the committee’s fifth ranking. For each Power 4 conference, we’ve also listed Still in the mix. Teams that are Out will have to wait until next year.

The conferences below are listed in order of the number of bids they would receive, ranked from the most to least, based on the selection committee’s latest ranking.

Jump to a conference:ACC | Big 12 | Big TenSEC | Independent | Group of 5Bracket

SEC

Would be in: Alabama, Georgia, Oklahoma, Ole Miss, Texas A&M. Right now, the Crimson Tide are the last SEC at-large team in the field. Alabama will face Georgia in the SEC championship game, but the committee could have a difficult decision if Alabama loses and finishes as a three-loss runner-up. The Tide would have defeated Georgia during the regular season but lost to the Bulldogs in the championship game. Even in moving up a spot to No. 9 this week – ahead of Notre Dame – it still seems as if they have a little more margin for error, but how the SEC title game unfolds could matter. And how far Alabama drops could determine if the SEC gets four or five teams in the field. Alabama could finish as the committee’s highest-ranked three-loss team and still be excluded from the playoff to make room for a conference champion — as they were last year.

A Georgia win should lock up a first-round bye and a top-four finish for the Bulldogs, while a loss should still put them in position to host a first-round game. Georgia beat Ole Miss, so it would be surprising to see them drop below the Rebels with a loss, even though the Bulldogs would have one more defeat. With a 35-10 drubbing of Texas also on its résumé, Georgia would still have a strong enough résumé to finish as the committee’s top two-loss team.

At No. 6, the selection committee moved the Rebels up one spot, so clearly the departure of coach Lane Kiffin to LSU didn’t hurt Ole Miss or its chances of hosting a first-round home game. The bigger reasoning was a promotion after winning the Egg Bowl combined with Texas A&M losing to Texas.

Editor’s Picks

Still in the mix: Texas. The Longhorns moved up to No. 13, but the win against Texas A&M wasn’t enough to put them into the field after the fifth ranking. Texas is stuck behind Miami in part because of its loss to Florida, which Miami beat. Even if BYU and Alabama were knocked out with title game losses, that still probably won’t be enough for Texas to get into the field because the bracket has to make room for conference champions.

Out: Arkansas, Auburn, Florida, Kentucky, LSU, Mississippi State, Missouri, South Carolina, Tennessee, Vanderbilt

Big Ten

Would be in: Indiana, Ohio State, Oregon. Both Indiana and Ohio State are CFP locks — even if they lose in the conference title game — and the runner-up will still have a strong case for a top-four finish and a first-round bye. The loser’s only loss will be to a top-two team, but it could fall behind Georgia in the top four if the Bulldogs win the SEC, and/or Texas Tech if it wins the Big 12.

The Ducks punctuated their résumé with a respectable win at Washington and should be secure in their playoff position, probably hosting a first-round game. Oregon got a small boost up to No. 5 after Texas A&M lost to Texas.

Still in the mix: None.

Out: Illinois, Iowa, Maryland, Michigan, Michigan State, Minnesota, Nebraska, Northwestern, Penn State, Purdue, Rutgers, UCLA, USC, Washington, Wisconsin

Big 12

Would be in: Texas Tech. The Red Raiders will play BYU in the Big 12 title game and have a great case to be in the playoff regardless of the outcome. It’s highly unlikely the selection committee would drop the Red Raiders out of the field as a two-loss Big 12 runner-up — especially considering they would have a regular-season win against the eventual conference champion. It’s also possible Texas Tech earns a first-round bye as a top-four seed if the Red Raiders win the Big 12. The committee moved them into the top four on Tuesday night following Texas A&M’s loss during rivalry week.

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Still in the mix: BYU. If BYU doesn’t win the Big 12, it’s unlikely to earn an at-large bid as the conference runner-up because the Cougars are already on the bubble and would be eliminated during the seeding process if the playoff were today. It’s not impossible, though. If Alabama finishes as a three-loss SEC runner-up, it could at least open the door for debate. BYU would have lost to Texas Tech twice, and Alabama would have defeated Georgia, the eventual SEC champ once — and it was on the road. If BYU wins the Big 12, it’s the ideal scenario for the conference because it would have two teams in the playoff.

Out: Arizona, Arizona State, Baylor, Cincinnati, Colorado, Houston, Iowa State, Kansas, Kansas State, Oklahoma State, TCU, UCF, Utah, West Virginia

ACC

Would be in: TBD. The ACC championship game will feature Virginia and Duke, and if five-loss Duke wins, it’s possible the ACC is excluded from the playoff. If Virginia wins, it will represent the league in the playoff, as the two-loss Cavaliers are ranked in the top 20. And no, Miami did not play Duke or Virginia during the regular season. Duke lost to Tulane, which is the top Group of 5 playoff contender and will reach the playoff if it wins the American. Duke also lost to UConn. And it has already lost to Virginia 34-17 on Nov. 15.

Allstate Playoff Predictor

How will this season’s top games affect the College Football Playoff chase? What are the current odds for the top four? The Allstate Playoff Predictor has the answers. Check back every week as the odds are updated following that week’s games.

Still in the mix: Miami. The Hurricanes are still the committee’s highest-ranked ACC team, but they would be excluded if the playoff were today to make room for a conference champion. That means the ACC winner could knock the league’s best team out of the playoff. The committee isn’t ignoring Miami’s head-to-head win against Notre Dame, but it also isn’t comparing the Canes only to the Irish. Miami also needs to earn an edge against BYU — which the committee has deemed better than Miami to this point. Miami inched closer to Notre Dame because Bama moved up on Tuesday night, but with neither team playing in a conference championship game, would the committee flip them on Selection Day with a BYU loss?

Out: Boston College, Cal, Clemson, Florida State, Georgia Tech, Louisville, North Carolina, NC State, Pitt, SMU, Stanford, Syracuse, Virginia Tech, Wake Forest

Independent

Would be in: Notre Dame. The Irish have done everything right since their 0-2 start, running the table and doing it with consistent dominance regardless of opponent. At No.10, Notre Dame is in a precarious position. If BYU wins the BIg 12 and enters the field, that could bump the Irish out. If BYU wins the Big 12, both BYU and Texas Tech are highly likely to make the playoff, which means someone currently in the top 10 would have to be excluded.

Group of 5

Would be in: Tulane. If the Green Wave win the American, it will represent the Group of 5 in the playoff. Tulane is currently the highest ranked Group of 5 team, but if North Texas beats the Green Wave on Friday, the Mean Green would be the most likely team to reach the CFP, given the overall strength of the American conference this season.

Still in the mix: James Madison, North Texas. JMU (11-1) has clinched the East Division and a spot in the Sun Belt Conference championship game, where it will face Troy (8-4) on Friday. North Texas will face Tulane in the American, and if it wins, it’s more likely to represent the Group of 5 in the playoff than JMU because of its schedule strength. JMU could still be considered, though, if Duke wins the ACC, giving the Group of 5 two playoff teams in the 12-team field. With JMU earning a spot in the top 25 this week, the situation became more probable.

Bracket

Based on the committee’s fifth ranking, the seeding would be:

First-round byes

No. 1 Ohio State (Big Ten champ)No. 2 IndianaNo. 3 Georgia (SEC champ)No. 4 Texas Tech (Big 12 champ)

First-round games

On campus, Dec. 19 and 20

No. 12 Tulane (American champ) at No. 5 OregonNo. 11 Virginia (ACC champ) at No. 6 Ole MissNo. 10 Notre Dame at No. 7 Texas A&MNo. 9 Alabama at No. 8 Oklahoma

Quarterfinal games

At the Goodyear Cotton Bowl, Capital One Orange Bowl, Rose Bowl Presented by Prudential and Allstate Sugar Bowl on Dec. 31 and Jan. 1.

No. 12 Tulane/No. 5 Oregon winner vs. No. 4 Texas TechNo. 11 Virginia/No. 6 Ole Miss winner vs. No. 3 GeorgiaNo. 10 Notre Dame/No. 7 Texas A&M winner vs. No. 2 IndianaNo. 9 Alabama/No. 8 Oklahoma winner vs. No. 1 Ohio State